5 Reasons To Explore the Financing Options Available at Your Kia Dealership

One of the biggest decisions when buying a car is how you’re going to pay for it.  You could finance through your bank, credit union, or an online lender. Or, you could explore the financing options available through a Kia dealership, where the process could be simpler and comes with perks you won’t get anywhere else.

5 Reasons To Explore the Financing Options Available at Your Kia Dealership

1. You Might Find a Better Rate Than You Expected

When you go through your bank or credit union, you’re limited to their rates and options. What you see is what you get. A typical dealership, however, has connections with dozens of lenders, meaning they can shop around for you and find a better rate than what your bank has to offer. Even if your bank has given you a quote, the dealership can still surprise you with a more competitive offer.

2. A Dealership Can Provide Longer Loan Terms

As mentioned, dealerships work with numerous lenders, each offering a range of loan terms. This gives you more flexibility when it comes to structuring your loan. If you’re looking to lower your monthly payments, you can ask your dealer about extending the loan terms.

3. It’s Convenient

Instead of spending weeks researching and running around town comparing rates and filling out paperwork at multiple institutions, a dealership lets you handle everything in one place. You’ll only need to fill out a single application, and the team will do the heavy lifting for you. Plus, you can trade in your old car right there, making it even more convenient.

4. Bad Credit, No Problem

Your chances of securing an auto loan from a traditional financial institution with bad credit can be slim. But to us, bad credit is just another hurdle we’re more than happy to jump over. Some of the lenders we work with specialize in offering financing to buyers with less-than-ideal credit.

Do you have good credit? Even better. You might qualify for discounts and promotional financing rates as low as 0%, which means more savings and less interest to pay over the life of your loan.

5. A Dealership Can Help You Decide What’s Best for You

You have two main options when it comes to getting a car: buying and leasing. A dealership can help you weigh the benefits and drawbacks of each, taking into account your budget, driving habits, and future goals to help you make the right choice.

Choosing your next Kia and figuring out how to finance it does not have to be complicated. Just stop by Kia of West Chester in West Chester, PA, where you’ll receive expert guidance and flexible options tailored to your needs.

Tags: financing kia, Kia Dealer, Kia of West Chester, Kia Services, West Chester Kia Dealer
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