Kia Finance Center

Kia Finance Department
Welcome to the Jim Sipala's Kia of West Chester Finance Department! We're here to help our customers in West Chester, Philadelphia, Ardmore, Springfield, Exton, Wilmington, and the surrounding areas with all of your automotive financing needs. We wrote this guide to our financing center to let you know how.
When you're finished reading, if you have any questions regarding auto loans, auto leases, APRs, refinancing, specials, deals, incentives, and more, don't hesitate to get in touch with us. We're happy to help.

Our Kia Financing Team
The experts on our Kia dealership's dedicated financing team are focused on a single goal: making it easier for you to purchase a new or used car. In other words, they strive to develop a straightforward process that provides actual results that are personalized to your needs.

Our auto finance gurus have years of experience in the field. Because of this, they've been able to forge effective relationships with some of the leading banks and lenders in the region. They're not afraid to take advantage of these connections, especially if it means getting you an even slightly lower rate on a loan or lease.
But, most importantly, our Kia financing pros uphold professional standards. They're patient, understanding, and always treat customers like you the way you deserve to be treated.

Our Kia Financing Process
Know you're in the market for a Kia car, hatchback, minivan, or SUV? Then you're ready to get the finance ball rolling. The first step is to fill out an application to get pre-approved for financing. It only takes a few minutes, and it makes everything run more smoothly later on down the road. Once we receive your application, our team will get to work right away and contact you as soon as they're ready for the next step.
In the meantime, we have a few finance-geared tools available on our website that'll make your life a whole lot easier. What do we have in mind?

Trade-in evaluator: Use this resource todetermine how much the current vehicle you're driving is worth, should you decide to trade it in. This is an excellent way to put even more wiggle room in your budget.

As always, we're here to answer any questions that you have. If something isn't clear, just give us a shout!

Schedule an Appointment to Learn More About Financing with Us

Do you live in Wilmington, DE, or Exton, Springfield, Ardmore, Philadelphia, or West Chester, PA? Would you like to save as much money as possible on your next vehicle?
If so, then the Kia of West Chester Finance Department is the place to head. You can get the financing process started right here on our website today. We look forward to seeing you soon!

Your privacy is important to us.

Kia of West Chester takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.


Kia of West Chester

326 Westtown Rd
Directions West Chester, PA 19382

  • Sales: 610-429-3500
  • Service: 610-429-3500
  • Parts: 610-429-3500


  • Monday 8:30AM - 8:00PM
  • Tuesday 8:30AM - 8:00PM
  • Wednesday 8:30AM - 8:00PM
  • Thursday 8:30AM - 8:00PM
  • Friday 8:30AM - 8:00PM
  • Saturday 8:30AM - 6:00PM
  • Sunday Closed