Look for the Buttons to Get Started

Our Kia Financing Process

Our Kia Financing Process

At Jim Sipala’s Kia of West Chester, we know finding the right Kia car is just the first step for West Chester, Philadelphia, and Ardmore drivers. After you’ve taken that test drive of a Kia Optima or Kia Telluride, and you’re ready to get behind the wheel, that’s where our financing process comes in.

Unless you’re paying for a Kia car in cash, that’s a process all Springfield, Exton, and Wilmington drivers will go through. We seek to make it as streamlined as possible and provide the financing you deserve. Remember, we finance your future, not your past!

Get Pre-Qualified in Seconds

Kia Finance Application Our online Kia finance application makes it easy to get pre-qualified. Customize purchase options, press the submit button, and get a financing decision. Simply finish the process at the dealership, and you’ll be driving that next Kia in no time. We help everyone, regardless of your credit history. We accept your credit application with the goal of 100% approval. We can get anyone approved!

We want to provide financing options you’ll be able to afford. We work hard to find the best deal possible. Don’t forget about the lifetime warranty you’ll receive with every new Kia.

Our finance team wants to make it easy to get behind the wheel. We have years of experience in the industry and have worked with various banks and lenders over the years. We put those connections to good use for you, so you’re able to drive away happy.

Get a Value for Your Trade Today

If you’re buying or leasing your next Kia vehicle through our dealership, then you may be considering trading in the car you currently own. However, you may want to know exactly how much your current car is worth if you’re thinking about trading it in.

Get your Kelley Blue Book® Value by filling out some basic information on our website. We’ll be sure to explain how that money can be used towards the purchase price or the lease payments you’ll be making every month on that next Kia car.

Buy Online and We’ll Deliver to Your Door

Kia Cadenza West ChesterThe Kia of West Chester team has worked hard over the years to make the financing process easy. With our Floor to Door program, we’ve created a 2-step process to get you on the road quickly. We can deliver a new Kia from our floor right to your door.

Just submit your financing information and then wait for your delivery of the Kia you’ve chosen. We’ll drop off the Kia car at your front door. There’s no obligation to buy, either, as a test drive is included.

We can pick your current vehicle up and have it professionally appraised at our dealership, so if you do decide to buy or lease a Kia from us, you’re one step ahead with a trade-in. It’s an easy way to get behind the wheel of your next Kia car.

Have Financing Questions for Us? We Have Answers

We know many in West Chester, Philadelphia, and Ardmore are eager to experience their next Kia car.

If you’ve had your eye on a Kia model in the Kia of West Chester inventory, get in touch with our staff so you can enjoy Springfield, Exton, and Wilmington adventures. Schedule a test drive online here!


Fields marked with an * are required